Mintos announced in their latest blog post that Stick Credit is one of the loan originators leaving Mintos. Now Stik Credit has created their own market place called Afranga, which coincidentally has the same aesthetic appearance of Mintos. They currently offer interest rates of 18% for long term loans. If you are a EU resident, you might consider signing up with them. For those not in EU, they can access Stik Credit loans on Bondster, where they can get 17% interest rate for long term loans.
Disclaimer: I am not a real estate expert nor a financial advisor. This is my personal opinion and I can be very well be wrong.